Is Plaid down?
Updated Sep 16, 2026 22:29 UTC. StatusBird re-checks Plaid's status page every 2 minutes.
Plaid is currently operational as of Sep 16, 2026 22:29 UTC, with no outage reported on its official status page. StatusBird reads Plaid's status page every 2 minutes and, on the Pro plan, alerts subscribers by SMS, email, Slack, Teams or Discord within that cycle; the free email alert on this page covers major and critical outages with no account.
Get alerted when Plaid goes down
Free email alert. No account required.
Plaid 30-day uptime
Based on checks every 2 minutes over the past 30 days.
Plaid's 90-day uptime of 98.80% is below the Payments category average of 99.88% across the 11 services StatusBird monitors in that category.
Over the past 90 days StatusBird recorded 4 major or critical Plaid incidents totalling 1548 minutes of downtime, for 98.80% availability and a C reliability grade. Full history: Plaid reliability report.
How do I get notified when Plaid has an outage?
Three options, from free to full coverage. Plan details are as published on StatusBird's pricing page and status.plaid.com as of September 16, 2026.
- Free email alert on this page. The form above emails you when Plaid enters a major or critical outage and again when it recovers. No account, no card.
- A StatusBird account. The free plan monitors 1 service with a live dashboard and a day-after incident digest. Pro ($29/month) checks all 84 services every 2 minutes and alerts by SMS, email, Slack, Teams or Discord, with quiet hours and per-service thresholds; Business is $49/month and Agency $99/month. Create a free account.
- Plaid's own status page. status.plaid.com offers the subscription options on status.plaid.com, where available. It is the official record and worth subscribing to alongside any monitor; it updates when Plaid confirms an incident.
Full guide: Best downtime alert services for online store owners (2026).
About Plaid
Bank account linking and verification used to power ACH payments and pay-by-bank checkout. Plaid outages block bank connections, interrupting payouts and any checkout flow that relies on verified bank accounts.
StatusBird monitors Plaid every 2 minutes, 24 hours a day, 7 days a week. When an outage or degradation is detected, StatusBird sends instant alerts so you can act before your customers notice. The 30-day uptime percentage and incident history above reflect live data from our monitoring network.
Plaid recent incidents & outages
Plaid status FAQ
Is Plaid down right now?
No. As of Sep 16, 2026 22:29 UTC, Plaid is fully operational with no outages reported.
Is Plaid having an outage today?
Plaid has had 2 incidents in the past 30 days. See the incident log above for exact dates and durations.
Why is Plaid not working?
If Plaid is not working for you, first check the status above to confirm whether it is a widespread outage or something specific to your account. If Plaid shows as operational but you are still having issues, the problem may be on your end. Try clearing your cache, checking your API keys, or contacting Plaid support.
How do I get notified when Plaid goes down?
Use the free email alert form on this page (no account), open a StatusBird account (free for 1 service with a next-day digest; Pro at $29/month checks every 2 minutes and alerts by SMS, email, Slack, Teams or Discord), or subscribe to Plaid's own status page.
What should I do when Plaid goes down?
When Plaid goes down, the first step is to confirm it is a widespread outage and not isolated to your account. Check this page for live status, notify your team, and if customer-facing features are affected, consider posting a status update to your customers while you wait for the service to recover. StatusBird will alert you automatically the moment Plaid comes back online.
How reliable is Plaid?
Plaid has maintained 97.53% uptime over the past 30 days based on StatusBird’s monitoring. That is below average. Consider setting up alerts to stay informed of outages.
Related services
Plaid guides
"Every figure we publish comes from the same 2-minute checks that trigger our customers' alerts. We publish the data exactly as we measured it, and anyone is free to cite it."
Sydney Murphy, founder of StatusBird
Cite this data: StatusBird monitoring data, https://statusbird.io/status/plaid, accessed September 16, 2026. See the methodology for how these numbers are measured.
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